.bes-hero .article-hero-bg{
background:
linear-gradient(180deg,rgba(3,20,40,.12),rgba(3,20,40,.94)),
url("https://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=2100&q=88") center/cover}
.state-contribution-hero{margin:45px 0;padding:45px;border-radius:19px;background:radial-gradient(circle at 50% 30%,rgba(231,189,110,.22),transparent 40%),linear-gradient(145deg,#071d3a,#123f72);color:#fff;text-align:center}
.state-contribution-hero span{display:block;font-size:10px;letter-spacing:.15em;color:#e7bd6e;font-weight:800}
.state-contribution-hero strong{font-size:100px;line-height:1;color:#e7bd6e}.state-contribution-hero b{font-size:45px;color:#e7bd6e}.state-contribution-hero p{color:#d7e3ee;margin:10px 0 0}
.bes-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr auto 1fr;gap:10px;align-items:center;margin:30px 0}
.bes-flow>div{background:#f4f7fb;border:1px solid #e0e7ef;border-radius:13px;padding:18px;text-align:center}.bes-flow span{width:31px;height:31px;border-radius:50%;display:grid;place-items:center;background:#c99336;color:#fff;margin:0 auto 10px;font-weight:800}.bes-flow h3{font-size:11px}.bes-flow p{font-size:10px;line-height:1.5}
.benefit-grid,.fund-grid,.profile-grid,.myth-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.benefit-grid article,.fund-grid article,.profile-grid article,.myth-grid article{border:1px solid #dfe7ef;border-radius:14px;padding:22px}.benefit-grid span{color:#c99336;font-weight:800}.benefit-grid h3,.fund-grid h3,.profile-grid h3{margin:10px 0 5px}.benefit-grid p,.fund-grid p,.profile-grid p,.myth-grid p{font-size:13px;margin:0}
.contribution-example{display:grid;grid-template-columns:1fr auto 1fr auto 1.2fr;gap:12px;align-items:center;margin:28px 0}.contribution-example>div{background:#f5f8fb;border-radius:12px;padding:20px;text-align:center}.contribution-example small,.contribution-example strong{display:block}.contribution-example strong{font-size:24px}.contribution-example .total{background:#071d3a;color:#fff}.contribution-example .total strong{color:#e7bd6e}
.vesting-timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.vesting-timeline>div{border-radius:12px;padding:18px;background:#f5f8fb;text-align:center}.vesting-timeline strong,.vesting-timeline span{display:block}.vesting-timeline strong{font-size:10px}.vesting-timeline span{font-size:26px;color:#c99336;font-weight:800;margin:8px 0}.vesting-timeline p{font-size:10px;line-height:1.5;margin:0}
.risk{display:inline-block;padding:6px 8px;border-radius:20px;font-size:8px;font-weight:800}.risk.low{background:#e6f7ed;color:#177443}.risk.medium{background:#fff2d5;color:#8d6416}.risk.high{background:#ffe7e7;color:#963333}
.retirement-equation{display:grid;grid-template-columns:1fr auto 1fr auto 1.4fr;gap:15px;align-items:center;margin:28px 0}.retirement-equation>div{padding:24px;background:#f5f8fb;border-radius:12px;text-align:center}.retirement-equation strong,.retirement-equation span{display:block}.retirement-equation strong{font-size:25px}.retirement-equation span{font-size:11px;color:#64748b}.retirement-equation .result{background:#071d3a;color:#fff}.retirement-equation .result strong{color:#e7bd6e}
.partial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.partial-grid article{border:1px solid #dfe7ef;border-radius:13px;padding:22px}.partial-grid span{font-size:28px}.partial-grid p{font-size:13px}
.bes-planner{margin-top:70px;padding:38px;border-radius:19px;background:linear-gradient(145deg,#071d3a,#154e82);color:#fff}.planner-head>span{font-size:9px;color:#e7bd6e;font-weight:800;letter-spacing:.12em}.planner-head h2{color:#fff;margin:10px 0}.planner-head p{color:#d7e3ef}.planner-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.planner-grid label{font-size:10px;font-weight:800}.planner-grid input,.planner-grid select{width:100%;margin-top:7px;padding:12px;border:0;border-radius:8px}.bes-planner button{margin-top:18px;border:0;background:linear-gradient(135deg,#e7bd6e,#9d6d1e);color:#fff;padding:13px 18px;border-radius:8px;font-size:10px;font-weight:800;cursor:pointer}.planner-result{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}.planner-result>div{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.13);padding:18px;border-radius:11px}.planner-result small,.planner-result strong{display:block}.planner-result small{font-size:8px;color:#c5d5e4}.planner-result strong{font-size:22px;color:#e7bd6e;margin-top:6px}.chart-wrap{margin-top:22px;background:#fff;border-radius:12px;padding:15px}.planner-note{display:block;color:#bdcddd;margin-top:13px;line-height:1.6}
.related>div{grid-template-columns:repeat(3,1fr)}
@media(max-width:900px){.bes-flow{grid-template-columns:1fr}.bes-flow i{transform:rotate(90deg);text-align:center}.vesting-timeline{grid-template-columns:1fr 1fr}.planner-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.benefit-grid,.fund-grid,.profile-grid,.myth-grid,.partial-grid,.planner-grid,.planner-result,.related>div{grid-template-columns:1fr}.contribution-example,.retirement-equation{grid-template-columns:1fr}.vesting-timeline{grid-template-columns:1fr}.state-contribution-hero strong{font-size:75px}}