.business-hero .article-hero-bg{
background:linear-gradient(180deg,rgba(2,16,32,.08),rgba(2,16,32,.95)),
url("https://images.unsplash.com/photo-1497366811353-6870744d04b2?auto=format&fit=crop&w=2100&q=88") center/cover}
.business-statement{margin:45px 0;padding:48px;border-radius:20px;text-align:center;color:#fff;background:radial-gradient(circle at 50% 15%,rgba(230,177,77,.2),transparent 42%),linear-gradient(145deg,#071d3a,#162c40)}
.business-statement span{font-size:10px;color:#e6b14d;font-weight:800;letter-spacing:.14em}.business-statement h2{color:#fff;margin:10px 0;font-size:48px}.business-statement p{color:#cbd8e4;margin:0}
.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.sector-grid article,.extra-business-grid article,.business-scenarios article{border:1px solid #dfe7ef;border-radius:14px;padding:21px;transition:.25s}.sector-grid article:hover,.extra-business-grid article:hover{transform:translateY(-4px);box-shadow:0 15px 30px rgba(9,40,70,.08)}.sector-grid span{font-size:28px}.sector-grid p,.extra-business-grid p,.business-scenarios p{font-size:13px;margin:0}
.asset-map{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.asset-map div{background:#f4f7fa;border-radius:12px;padding:18px}.asset-map b,.asset-map span{display:block}.asset-map b{color:#9d6d1e}.asset-map span{font-size:11px;color:#64748b;margin-top:5px}
.coverage-stack{display:grid;gap:13px}.coverage-stack article{display:flex;gap:18px;padding:23px;border:1px solid #dfe7ef;border-radius:14px}.coverage-stack article>span{font-size:30px;flex:0 0 auto}.coverage-stack h3{margin:0 0 5px}.coverage-stack p{font-size:13px;margin:0}
.extra-business-grid,.business-scenarios,.exclude-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}.extra-business-grid h3{color:#234f79}
.status{display:inline-block;padding:6px 8px;border-radius:20px;font-size:8px;font-weight:800}.status.conditional{background:#fff0ce;color:#87600f}.status.no{background:#ffe4e4;color:#963838}
.value-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.value-cards div{background:#f4f7fa;border-radius:12px;padding:19px;text-align:center}.value-cards strong,.value-cards span{display:block}.value-cards span{font-size:10px;color:#64748b;margin-top:6px}
.risk-lab{margin-top:70px;padding:39px;border-radius:20px;color:#fff;background:radial-gradient(circle at 85% 10%,rgba(230,177,77,.18),transparent 28%),linear-gradient(145deg,#06182d,#173b5d)}.risk-head>span{font-size:9px;color:#e6b14d;font-weight:800;letter-spacing:.12em}.risk-head h2{color:#fff;margin:10px 0}.risk-head p{color:#c7d6e4}.risk-fields{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.risk-fields label{font-size:10px;font-weight:800}.risk-fields input,.risk-fields select{width:100%;margin-top:7px;padding:12px;border:0;border-radius:8px}.risk-checks{display:grid;grid-template-columns:repeat(2,1fr);gap:9px;margin:20px 0}.risk-checks label{padding:12px;border-radius:9px;background:rgba(255,255,255,.08);font-size:11px}.risk-checks input{margin-right:8px}.risk-lab button{border:0;background:linear-gradient(135deg,#e8bd69,#9d6d1e);color:#fff;padding:13px 18px;border-radius:8px;font-size:10px;font-weight:800;cursor:pointer}.risk-result{margin-top:20px;padding:22px;border-radius:12px;background:#fff;color:#162d45}.risk-score{font-size:42px;color:#9d6d1e;font-weight:800}.recommendations{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin-top:14px}.recommendations span{padding:9px;border-radius:7px;background:#eef3f7;font-size:10px}
.expert-note{margin-top:65px;padding:40px;border-left:5px solid #e6b14d;background:#fff8e9;border-radius:14px}.expert-note>span{font-size:9px;color:#9d6d1e;font-weight:800}.expert-note h2{margin:10px 0 12px;font-size:30px}
.article-tools{display:flex;gap:10px;flex-wrap:wrap;margin-top:38px}.article-tools button{border:1px solid #ccd7e1;background:#fff;padding:12px 15px;border-radius:8px;font-size:9px;font-weight:800;cursor:pointer}.article-tools button:hover{background:#071d3a;color:#fff}
.helpful{text-align:center;margin:35px 0;padding:27px;background:#f4f7fa;border-radius:13px}.helpful h3{font-size:15px}.helpful button{border:0;padding:10px 15px;margin:4px;border-radius:8px;cursor:pointer}.business-cta{background:linear-gradient(120deg,#173b5d,#071d3a)}
@media(max-width:850px){.sector-grid,.asset-map{grid-template-columns:1fr 1fr}.risk-fields{grid-template-columns:1fr 1fr}.value-cards{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.sector-grid,.asset-map,.extra-business-grid,.business-scenarios,.risk-fields,.risk-checks,.value-cards,.recommendations{grid-template-columns:1fr}.business-statement h2{font-size:35px}}
@media print{.article-header,.toc,.reading-progress,.article-tools,.helpful,.article-footer{display:none!important}.article-layout{display:block}.article-content{max-width:none}.article-hero{min-height:360px}.risk-lab button{display:none}}