.reading-progress{position:fixed;left:0;right:0;top:0;height:3px;background:transparent;z-index:100}
.reading-progress span{display:block;height:100%;width:0;background:linear-gradient(90deg,#c99336,#f0d28d)}
.kasko-hero .article-hero-bg{background:linear-gradient(180deg,rgba(3,20,40,.15),rgba(3,20,40,.93)),url("https://images.unsplash.com/photo-1549317661-bd32c8ce0db2?auto=format&fit=crop&w=2100&q=88") center/cover}
.kasko-coverage{grid-template-columns:repeat(3,1fr)}
.extra-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.extra-grid article{border:1px solid #dfe7ef;border-radius:13px;padding:20px;transition:.25s}
.extra-grid article:hover{transform:translateY(-4px);box-shadow:0 15px 30px rgba(13,43,76,.09)}
.extra-grid b{font-size:25px}.extra-grid h3{margin:10px 0 5px}.extra-grid p{font-size:13px;margin:0}
.scenario-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.scenario-grid article{border:1px solid #dfe7ef;border-radius:13px;padding:21px}
.scenario-grid article>span{display:inline-block;font-size:8px;font-weight:800;padding:6px 8px;border-radius:20px}
.scenario-grid .yes{background:#e5f7ec;color:#17733f}.scenario-grid .warn{background:#fff4d9;color:#8a6519}.scenario-grid .no{background:#ffe8e8;color:#9a3434}
.scenario-grid h3{margin:12px 0 5px}.scenario-grid p{font-size:13px;margin:0}
.advisor{margin-top:70px;padding:36px;border-radius:18px;background:linear-gradient(145deg,#071d3a,#124d82);color:#fff}
.advisor-head>span{font-size:9px;color:#e7bd6e;font-weight:800;letter-spacing:.12em}
.advisor-head h2{color:#fff;margin:10px 0}.advisor-head p{color:#d6e3ef}
.advisor-options{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:25px 0}
.advisor-options label{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);padding:13px;border-radius:9px;font-size:12px;cursor:pointer}
.advisor-options input{margin-right:8px}
.advisor button{border:0;background:linear-gradient(135deg,#e7bd6e,#9d6d1e);color:#fff;padding:13px 18px;border-radius:8px;font-size:10px;font-weight:800;cursor:pointer}
.advisor-result{margin-top:18px;background:#fff;color:#17314e;padding:18px;border-radius:10px;font-size:13px}
.related{margin-top:60px}.related>div{display:grid;grid-template-columns:1fr 1fr;gap:15px}.related a{border:1px solid #dfe7ef;border-radius:12px;padding:20px}.related strong,.related span{display:block}.related span{font-size:11px;color:#64748b;margin-top:5px}
@media(max-width:760px){.kasko-coverage,.extra-grid,.scenario-grid,.advisor-options,.related>div{grid-template-columns:1fr}}